Your profit share, in naira
One amount, in naira, with what is still settling shown beside it. Your balance is worked out from the ledger, never typed in by hand.
Shared profit
Your share of HTT’s profit, paid to your bank.
Every commitment, founding and network fee paid into HTT is shared with the people who brought that person in. Your share lands here, in naira, and goes to the bank account HTT has approved for you.
- No new account — sign in with HTT
- Nothing to buy or top up
- Paid to your approved Nigerian bank account
Your profit share
₦15,700
Paid to your approved bank account
WithdrawStatement
A person you brought in
Connector share · 19%
+₦3,800
Their people
Ambassador share · 12%
+₦2,400
A school you brought in
Founding fee · 12%
+₦9,500
Example wallet — your own opens after sign-in.
- Your bank
- Approved once
- Checked with your bank, then locked
- Your share
- 12% or 19%
- 12% on a school you introduced; 19% on people you bring in yourself
- In naira
- One amount
- Your whole share, in one balance
- Payouts
- ~1 business day
- To your approved Nigerian bank account
One wallet
Where shares come from today
These fees are shared with the people who did the work. Whichever platform the fee was paid on, your share arrives in the same place.
HTT Schools
A school’s founding fee and its commitment keys are shared with the people who brought that school in.
HTT Network
The network fee is shared the same way — with the person who brought you in, and the people above them.
How it works
Earn, add your bank, withdraw
Three steps. The first happens on its own; the second you do once.
Step 1
Your share arrives on its own
When someone you brought to HTT pays a commitment or founding fee, your share lands in your wallet. It matures for 7 days, then becomes withdrawable. There is nothing to buy and nothing to top up.
Step 2
Add your bank details once
We confirm the account with your bank, then HTT reviews it. Once approved, your bank details are locked, so where your money goes cannot quietly change.
Step 3
Withdraw to your bank
Your whole share goes in one transfer to your approved account, usually within one business day. The transfer fee is shown before you confirm.
Capabilities
What the wallet actually does
Simple on purpose: one amount, one approved bank account, one transfer.
Bank details checked twice
Your bank confirms the account holder’s name, then HTT reviews it. Only approved details can receive a withdrawal.
Locked once approved
After approval your bank details cannot be changed from the app — a change goes through HTT support. That protects your money if someone gets into your account.
Bank withdrawals
Paid to your approved Nigerian bank account, usually within one business day. Only the last four digits of the account number are ever shown.
Every figure, explained
Earnings are grouped by where they came from, and each one opens into what is behind it: which platform, which fee, what reached you.
A statement you can read
Every share and every withdrawal is on your statement, with its date and where it came from or went.
Security
Built so the numbers can be trusted
A wallet is only worth as much as its worst reconciliation. These are the guarantees underneath yours.
Immutable double-entry ledger
Money is never a number in a column that something overwrites. Every movement writes balanced entries, and a ledger-integrity check runs against them.
Exact amounts, no rounding drift
Amounts are held as whole numbers throughout, so a share never rounds away between the fee and your balance.
Account numbers encrypted
Your full account number is stored encrypted and used only to send your transfer. Everywhere else it is masked to the last four digits.
Your HTT sign-in, nothing new
One HTT account through single sign-on. HTT Wallet never sees your password, and a session that expires simply asks you to sign in again.
HTT Wallet orchestrates payments through licensed payment providers and keeps the record of what moved where. It is not a bank, and it does not hold customer funds in its own name.
Questions
Before you sign in
Still unsure about something? Every screen in the wallet explains what it is showing and where the number came from.
Where does my share come from?
HTT keeps 55% of every commitment fee, founding fee and network fee to run everything. A share goes to the people who brought that person in: 19% to their Connector, 12% to the Ambassador and 5% to the Leader. If that is you, your share lands here.
When can I withdraw a share?
Each share matures for 7 days after it arrives, then moves to your withdrawable balance by itself. Your wallet shows every share with the day it arrived and the days it has left. The wait means a fee that has to be corrected is corrected before any money leaves.
Can I add money or buy anything here?
Not at the moment. For now HTT Wallet does one thing: it holds your share of HTT’s profit and pays it to your bank account.
Why must my bank details be approved?
So that your money only ever goes to an account that is really yours. We confirm the account with your bank, and HTT checks the name matches before approving it.
Can I change my bank details later?
Not from the app. Once approved, your bank details are locked, so nobody who gets into your account can redirect your money. If you genuinely need to change them, contact HTT support. Please check every digit before you submit.
What does it cost to withdraw?
A small transfer fee is taken from the amount withdrawn. It is shown before you confirm, worked out by the same code that charges it.
Is HTT Wallet a bank?
No. HTT Wallet records what you are owed and pays it out through a licensed payment provider. It does not take deposits.
Do I need a separate account?
No. Your HTT single sign-on account is your wallet. The first time a share reaches you, it is already here waiting.
Your balance is already waiting.
Sign in with the HTT account you already use. If a share has reached you, it is here — with the statement that explains every naira of it.